Page 5 - Valnes Ranch Red Angus Annual Production Sale Bulls-Heifers
P. 5

Sale Infor
                                                                                     Sale Informationmation














                                                                BULL MORTALITY and

                                                            LOSS OF USE INSURANCE





             Option 1:                                           Option 2:
             Bull Mortality and Loss of Use Coverage             Bull Mortality Coverage
             Values:     Bulls valued up to $30,000,             Values:      Bulls valued up to $30,000,
                            not to exceed purchase price                        not to exceed purchase price
             Term:       One Year Policy Term for Bulls            Term:      One Year Policy Term for Bulls
                         One Year of Age or More                              6 Months - 7 Years of Age

               Premium:  10% of the Purchase Price                 Premium:  5.5% of the Purchase Price
                         Premium Fully Earned                                 Premium Fully Earned
                         $150 Minimum Premium Per Animal                      $150 Minimum Premium Per Animal
             Testing:    $OO EXOOV PXVW EH WHVWHG  FHUWLÀHG DQG   Testing:    Veterinarian examination and signed
                         OLVWHG LQ WKH RIÀFLDO FDWDORJ RI D KHUG              statement of health required for all
                         sale.                                                bulls for which coverage is requested
                                                                              XQOHVV WHVWHG  FHUWLÀHG DQG OLVWHG LQ
             *Further coverage information available on page 2.               WKH RIÀFLDO FDWDORJ RI D KHUG VDOH

             Full Mortality:                                      Full Mortality:

             100% of the value of the bull in the event of        100% of the value of the bull in the event of
             death or life-threatening injury.                    death or life-threatening injury.


             Loss of Use:

             80% of the value of the bull, less salvage
             value, of in the event of Loss of Use from an
             accident, illness, or disease that can clearly
             EH GLDJQRVHG RU LGHQWL¿HG WR KDYH RFFXUUHG
             RQ D VSHFL¿HG GDWH

             25% of the value of the bull in the event               PO Box 1540, Aberdeen, SD 57402
             of Loss of Use from an accident, illness,                      Phone: 605-225-4270
             or disease if there is a diagnosis consistent
             with an accident, illness, or disease but no
             real evidence that provides clear diagnosis               Eric Payne  |  eric@ins-plus.com
             RU LGHQWL¿FDWLRQ                                     John Kannegieter  |  john@ins-plus.com



                                                                                     Program Underwritten By:
                                                                                        Concorde General Agency
                                                                               PO Box 10459, Fargo, ND 58106-0459

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