Page 7 - Red Hill Farms Bulls & Females of Fall IV Sale – Oct. 27, 2018 Red Angus

Sale Information Red Hill Farms – Fall 2018
INSURANCE: As an additional service to their customers, Red Hill Farms is offering to
pay ½ of the premium for mortality and infertility* insurance on any bull purchased
at this sale! We have partnered with livestock insurance representative, Ben Ballou, of
Lafayette, TN, to provide the coverage. While we have always guaranteed our bulls, this
policy goes above and beyond to cover the risks of disease, accidents and death. Please
call Ben at 615-633-2131 or email at ben.idealmarine@wichert.com for more informa-
tion. He will also be available on sale day to answer any questions.
PREMIUM: 12.3% of purchase price for full mortality and ASD infertility for
bulls. Red Hill Farms agrees to pay 6.15%, buyer agrees to pay 6.15%. Policy
will be in effect for 1 year.
COVERAGE: The policy provides coverage for death from natural causes or
humane destruction as a result of a life-threatening injury. The endorsement for
Accident, Sickness & Disease (ASD) Infertility provides coverage in the event of
permanent impotency, infertility or the bull’s inability to naturally service cows as
a result of an accident, sickness or disease sustained during the policy.

VALUE: The Purchase Price of the bull is considered to be the insured value on
the policy.
All claims must be immediately reported to the insurance company. All mortality claims
made to the Company require a post mortem examination by a Veterinarian. Under the
ASD Infertility extension of coverage, the animal’s inability to naturally service cows
must be diagnosed by a Veterinarian. The Company may require a second examination
to affi rm infertility.
This is an abbreviated summation of the actual policy terms and conditions. Please read
the entire policy for full coverage details.
*Infertility insurance only available on breeding-age bulls
MORTALITY INSURANCE IS AVAILABLE TO BE PURCHASED BY THE BUYER
ON ANY FEMALE SOLD IN THIS SALE FOR 5.8% OF SALES PRICE FOR A ONE-
YEAR POLICY.

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